This is a sample report
This example shows a Federal Pacific Stab-Lok panel — one of the most dangerous panels still found in American homes. Your report will be customized to your specific panel with real AI analysis of your photos.
Built by a Licensed Electrical Contractor
Spark Smith Electric Inc — CSLB License #1051874 (C10 Electrical) — Active & Current
Verified by the California Contractors State License Board
This panel has critical safety issues requiring immediate action.
Yes — This Panel Is a Fire Risk
This panel has 6 identified fire risk factors. Professional evaluation by a licensed electrician is strongly recommended.
Brand
Federal Pacific Electric (FPE)
Model
Stab-Lok
Estimated Age
~48 years (c. 1978)
Service Amperage
100A
Circuit Count
20
Service Feed
overhead
Federal Pacific Electric (FPE) Stab-Lok Panel Identified
FPE Stab-Lok breakers have a well-documented failure rate of up to 60% in independent testing. These breakers may not trip during an overload or short circuit, creating a significant fire hazard. Immediate replacement is strongly recommended.
Panel Age Exceeds 40 Years
This panel is approximately 48 years old. Components degrade over time — connections loosen, insulation becomes brittle, and breakers lose calibration. Panels over 30 years old carry increased safety risk.
No AFCI Protection
Arc-fault circuit interrupters (AFCIs) are required by NEC for bedrooms and living areas. AFCIs detect dangerous arcing in wiring that can cause fires. This panel has no AFCI protection on any circuit.
No Whole-Home Surge Protection
NEC 2020 Article 230.67 requires surge protective devices (SPDs) for all dwelling unit services. Without surge protection, a power surge from lightning or utility switching can damage electronics and potentially cause a fire.
This is the single most important upgrade. FPE Stab-Lok panels are considered a known fire hazard. Replace with a modern panel from a reputable manufacturer (Square D, Siemens, Eaton). This will also resolve the double-tap and capacity issues.
Est. cost: $2,800 - $4,500
When replacing the panel, upgrade from 100A to 200A service to meet modern electrical demands. This requires coordination with your utility company and a permit from your local building department.
Est. cost: $4,000 - $6,500 (combined with panel replacement)
When the new panel is installed, ensure AFCI breakers are used for all bedroom, living room, dining room, and hallway circuits as required by current NEC code.
Est. cost: Included with panel replacement (AFCI breakers ~$35-50 each)
Install a Type 2 surge protective device (SPD) at the new panel. This protects all circuits from power surges and is required by NEC 2020 for new installations.
Est. cost: $150 - $350 installed
Ensure GFCI protection is present on all kitchen, bathroom, garage, outdoor, and laundry circuits. GFCI breakers or receptacles prevent electrocution near water sources.
Est. cost: $15 - $25 per GFCI receptacle, or $40-60 per GFCI breaker
Identification Reasoning
Panel identified as Federal Pacific Electric (FPE) Stab-Lok based on distinctive breaker handle shape, panel layout, and visible FPE branding on the dead front cover. The Stab-Lok connection system is clearly visible with the characteristic split-jaw bus bar design. Manufacturing date estimated from component style and wiring methods consistent with late 1970s residential construction.
Confidence Level
highCondition Notes
Photo Quality Notes
Good photo quality across all submissions. Cover-open photo provides clear view of bus bar and breaker connections. Label photo is slightly out of focus but manufacturer identification was confirmed from panel design features.
$4,200 - $7,500
Based on California average rates for 95814
Average electrician rate in CA: $95/hr. Costs are estimates and may vary.